⚠️ Disclaimer

Last updated: January 2025

General Disclaimer

The information and calculator results provided by CalForge (calforge.site) are for general informational and educational purposes only. All results should be used as estimates only and not relied upon as definitive figures for any financial, medical, legal, or professional decision-making.

No Professional Advice

CalForge does not provide professional financial, investment, tax, legal, medical, nutritional, or any other professional advice. The tools on this site are designed to give you a rough estimate or starting point — they do not replace qualified professional judgment.

• Finance calculators (mortgage, loan, ROI, retirement, etc.) are estimates only. Consult a licensed financial advisor or bank before making any financial commitment.
• Health calculators (BMI, BMR, calorie, body fat, water intake, etc.) are general guidelines based on population averages. They do not account for individual medical conditions. Always consult a healthcare professional before making changes to your diet or exercise routine.
• Tax calculators use simplified flat-rate assumptions. Tax law is complex and jurisdiction-specific. Consult a registered tax practitioner or accountant for accurate tax calculations.
• Currency converter uses third-party exchange rate data which may not reflect live market rates. Do not use these rates for commercial transactions without verifying current rates with your bank or a licensed exchange provider.

Accuracy of Results

While we take care to use standard, widely accepted formulas in our calculators, we do not guarantee the accuracy, completeness, or suitability of any result for any specific purpose. Errors and inaccuracies may exist. Results may vary depending on assumptions, rounding, or changing inputs.

External Links

CalForge may contain links to external websites. We do not endorse, control, or take responsibility for the content, privacy policies, or practices of any third-party websites. We encourage you to review the terms and privacy policy of any external site you visit.

Investment Risk

Any investment-related calculator on CalForge (compound interest, ROI, retirement projections, etc.) uses assumed rates of return. Past performance is not indicative of future results. All investments carry risk, including the possible loss of principal. Never invest money you cannot afford to lose.

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Limitation of Liability

To the maximum extent permitted by applicable law, CalForge and its operators accept no liability for any loss, damage, or harm resulting from the use of — or reliance on — any information, tool, or result provided on this website.

Contact

If you have concerns about any content on CalForge, please contact us at: mymomentsinprint@gmail.com